PayoffLab
Wedding Planner

Wedding Budget Calculator

Enter your total budget and guest count to get a recommended spend breakdown by category. Adjust each item to your priorities and see where you stand instantly.

Your wedding

Start with your total budget and guest count.

Allocations below are based on national average percentages. Adjust each to match your priorities.

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Average wedding costs in the US

The average US wedding costs around $30,000–$35,000 in 2026, but costs vary enormously by region. New York and California weddings average over $50,000; Midwest weddings can come in well under $20,000 for the same headcount.

Where most of the money goes

  • Venue + catering: typically 45–50% of total budget β€” the biggest lever.
  • Photography/videography: 10–12% β€” the memories you keep forever.
  • Music/entertainment: 8–10%.
  • Flowers/dΓ©cor: 8–10%.

Ways to save

  • Reduce guest count β€” each guest typically costs $150–300 in food and drink alone.
  • Choose an off-peak date (Friday evening, Sunday, winter months).
  • Prioritize 2–3 things that matter most; cut everywhere else.

Budget percentages are illustrative averages. Actual costs vary significantly by region, vendor, and personal choices.